Typically, funds in your 401k from salary deferrals and company match are contributed on a pre-tax basis, grow tax-deferred, and are taxed at ordinary income tax rates when you eventually withdrawal the funds in retirement. It is possible however, to pay tax at the lower capital gains rate on employer stock in your 401(k) with […]
Capital Gains Tax Rates On 401(k) Employer Stock With NUA Read More »
Gifting highly appreciated stock is arguably the most effective way to give to charity while maximizing the tax benefits. By gifting appreciated stock you can maximize your tax benefits which may help you build more wealth in the long term and therefore more ability to give. This is especially valuable when used in conjunction with
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As a Microsoft professional you have an opportunity to build wealth through your equity compensation, specifically Restricted Stock Units (RSUs). This hypothetical framework is geared towards the newer Microsoft professional who would like to lean into owning shares of the company you work for while maximizing Microsoft’s benefit plans to balance the downside risks of
Building Wealth With Your Microsoft Benefits Read More »
Tax planning for Restricted Stock Units (RSUs) and Restriced Stock Awards (RSAs).
Tax Planning For Restricted Stock Units and Awards Read More »
In this post I will evaluate the general rules of thumb around how much to hold in company stock (5-10%), evaluate the risks and opportunities, and give my thoughts on the potential situations where it may make sense to hold a more significant position in company stock than the general advice calls for. Equity Compensation
How Much Should I Hold In Company Stock? Read More »
