Your 1099 tax forms from your brokerage firm contain a wealth of information to help you plan for 2025. Reviewing your 1099 tax forms can help you not only accurately report your taxes, but may also uncover tax planning opportunities. These forms should be available from most brokerage firms by late February. Typically these 1099s […]
Reviewing Your 1099 Tax Forms From Your Brokerage Firm Read More »
Tax season has started for computing and filing your 2024 taxes. While you do that, it is not too early to start planning ahead to make smart tax moves in 2025. Forward looking tax planning can help you save on taxes and potentially build more wealth in the long run. You can start with these
Five Tax Planning Tips For Employees in 2025 Read More »
Gifting highly appreciated stock is arguably the most effective way to give to charity while maximizing the tax benefits. By gifting appreciated stock you can maximize your tax benefits which may help you build more wealth in the long term and therefore more ability to give. This is especially valuable when used in conjunction with
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Capitalist markets often generate economies of scale in finance, which tends to concentrate wealth and power. John Coates, from “The Problem Of 12: When A Few Financial Institutions Control Everything” Over the past couple of decades corporate America has been increasingly owned by large Index funds (for public companies), and Private Equity (for private companies).
Tax planning for Restricted Stock Units (RSUs) and Restriced Stock Awards (RSAs).
Tax Planning For Restricted Stock Units and Awards Read More »
In this post I will evaluate the general rules of thumb around how much to hold in company stock (5-10%), evaluate the risks and opportunities, and give my thoughts on the potential situations where it may make sense to hold a more significant position in company stock than the general advice calls for. Equity Compensation
How Much Should I Hold In Company Stock? Read More »
The pros and cons of buying versus renting a home considering the recent increase in mortgage rates.
The Pros and Cons of Renting Versus Buying a Home Read More »
On December 23, while most of us were beginning to celebrate the holidays the president signed a massive $1.7 Trillion Omnibus bill to fund the government. Tucked away in this 4,000 page bill were significant changes that will impact retirement savers known as Secure Act 2.0. While there were many changes in the new law
Roth IRA Strategies After SECURE Act 2.0 Read More »
This is an ongoing series exploring the various financial advice fee models. In part one, I looked at the overall fee and commission landscape and discussed the incentives inherent in the commission only model. In this post I will be discussing the fee only model, specifically fees based on a percentage of the assets being
Financial Advice Fee Models Part 2: AUM Fees Read More »
“Show me the incentive and I will show you the outcome.” Charlie Munger When seeking financial planning and investment advice it is important to understand how much you are paying for the advice. This is a key question I recommend asking your Advisor up front (before you start working together) and should include a breakdown
Financial Advice Fee Models Part 1: Commissions Read More »
